Identity Theft Protection Norton 360 with LifeLock

How to prevent Identity Theft

By Dusan Agbaba, January 30, 2021

People often hear that someone’s identity has been stolen and that there are thousands of cases of identity theft all around the globe. However, we all believe that it’s not possible that exactly our identity will get stolen so we often forget about updating our security measurements and taking the right precautions. So, in order to help you better understand what identity theft is, how to prevent it, especially online, we are offering you an extensive review of some of the major means of protection.

What is Identity Theft

Identity theft occurs when someone steals your personal information (such as Social Security Number) with the intent to commit fraud. This can happen to both alive and dead people and personal information can be stolen in a number of ways. For example, an identity thief might go through your post or rubbish in order to find bank and credit card statements, tax information, Social Security Number, and so on. Another way is stealing your wallet or purse and going for a driving license or credit card.

However, today, the most frequent way of stealing your identity happens through the internet. This could occur through unsecured sites, through hacking your email, social media accounts, etc. There are dozens of ways of stealing someone’s identity for the purpose of committing fraud and/or for using your bank account, getting medical treatment on your medical insurance, applying for credit, and many other things that can harm you and your life.

How Can I Find Out If Someone is Using My Identity?

Once an identity thief has obtained your personal information, they can drain your bank account, get medical treatment, give you bad credit at the bank, and so on. However, there are signs that can tell you that your identity might have been stolen:

  • Withdrawals from bank account that you can’t explain
  • Your mail and bills are not arriving
  • Your check are not accepted at shops
  • Calls from debt collectors about debts that are not yours
  • Unfamiliar accounts and changes on your credit report
  • Medical bills unknown to you
  • Rejections of your health plan because the records who that you have reached your benefits limit
  • Your medical records showing a condition you don’t have
  • IRS notifications that more than one tax return was filed
  • IRS notifications on income from unfamiliar employer
  • A notice about a data breach at a company where you have an account of where you work/do business.

Does Police Investigate Identity Theft?

This issue actually depends on the country. In the UK for example, identity theft cases never actually fall into the hands of the police to investigate. Rather, such cases are reported to the Nation Fraud Intelligence Bureau, and this agency collects this data and uses it to process future cases. Only some cases are transferred to the police to investigate, but only if they reach a certain threshold. What is more, in the UK there is no standard way of police investigation of identity theft, and each case is almost unique. 

On the other hand, in the USA identity theft is considered to be a federal fraud and crime, and police do cover such investigations and even federal agencies

How Can You Protect Your Family From Identity Theft?

There are many ways to protect yourself and your family from identity theft. It all comes down to leaving no paper trail of your personal information and you can do that in a number of ways:

  • Destroy private records and statements - tear them up or even better shred them before throwing them out. 
  • Secure your mail - empty your mailbox quickly and regularly, or lock it and do the same for your P.O. box. 
  • Keep your Social Security Number safe - never carry it with you and don’t put it on checks. 
  • Don’t leave a paper trail - ATM, credit card and gas station receipts should never simply be left at that place. Take them with you and shred them.  
  • Be careful online - you should never disclose your personal information online if you don’t trust the site, online shop, etc. Also, the best idea is to invest in proper software to protect your identity and personal information, such as Norton with LifeLock. 

Some people may have questioned themselves whether it is worth investing in proper identity theft protection, and the answer is simple - yes. If you dedicate a small amount of money on a monthly or a yearly basis to properly protect your identity online from any theft and misuse of your information, you can be sure that no one will ruin your credit, spend your money and get you into trouble. And if you are wondering what is the best identity theft protection, the rest of the article will provide you with an in-depth review of several identity theft protection programs by Norton LifeLock and Mcafee Identity Theft software. 

Where to report identity theft?

If you are victim of Identity  (ID) Theft , it is iportant to report the ID theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338. If you report identity theft to the FTC online, you will receive an identity theft report and a recovery plan. Create an account on the website to update your recovery plan, track your progress, receive prefilled form letters to send to creditors. IdentityTheft.goc will help you report & recover from identity theft, learn more ...

What is LifeLock?

LifeLock is an identity theft protection software developed by Norton and its aim is to monitor, alert and recover any cases of probable theft of your identity and personal information. LifeLock serves to help you take care of your personal information, to help you be more cautious and detect any potential problems and help you bounce back. 

LifeLock also offers much more than just credit and identity theft monitoring because it is now in association with Norton, which has been in the protection business for years. Even though many identity theft services often tell you when the identity has been compromised, Norton LifeLock actually acknowledges that and offers a bit more, and helps you react fast with reporting if your identity has been compromised so you can freeze any credit reports and cards in time. LifeLock comes in three different packages and each of them have their own set of features at your disposal and for a different price. But more about the features in the rest of the article.


Source: https://www.nortonlifelock.com/ 

How LifeLock Works?

As soon as you buy your Norton 360 with LifeLock subscription, you will have to submit your personal data. The software will ask for your credit card details in order to complete payment, and it will ask for your address, Social Security Number, date of birth, and mobile phone number. However, don’t be alarmed by these requirements, because LifeLock needs all your personal info in order to properly protect your details and notify you if they have been compromised. 

By storing all of your personal data with LifeLock, your identity theft protection starts, since the software knows which information to look for online and protect you from potential thieves. You can even add extended LifeLock protection for your spouse, children, or other adults (at an extra cost). And finally, after purchasing the software you can indicate whether you want LifeLock to alert you via phone calls or text messages. 

Who is LifeLock Recommended to?

Best for:

  • Computer and device protection with full-featured identity theft protection
  • A generous trial period with a money-back guarantee on annual plans

Not recommended for:

  • Low-priced identity theft protection
  • Families with lots of children, because family plans cost an extra $5.99 per child. 

What is LifeLock Standard?

The first package LifeLock offers for identity theft protection is the LifeLock Standard. It is the most standard package offered and the cost starts at $9.99 per month. After one year, the subscription auto-renews at $11.99 per month. What this package includes is monitoring of your Social Security number and its use, your name, birth date, or address in applications. LifeLock Standard also offers monitoring of your credit at Equifax, one of the three credit bureaus. Another great feature is the dark web monitoring for your data and it verifies any changes of your address.  However, now that LifeLock is partnered with Norton, there are three more great packages for identity theft protection on your computer. 

What is Norton 360 with LifeLock Select?

LifeLock Select at this level adds Norton 360 cybersecurity features to their standard package. It is an all-in-one software for protecting your personal information online, as well as monitoring your data and protecting your devices. 

Main Features of Norton 360 with LifeLock Select:

As stated, this package partnered with Norton 360 offers an array of features for your devices and protection of your personal data. So, let’s look at the features more closely. 

Area of Protection

Features

Credit and assets monitoring

Monthly credit monitoring (Equifax)

Alerts

Identity and SSN usage alerts, data breach notifications

Compensations

Identity theft reimbursed up to $25,000 for stolen funds and $25,000 for expenses incurred

 

$1 million in coverage for lawyers and experts

Online Safety

Dark web monitoring

Off-line Safety

Stolen wallet protection

 

USPS address change verification

Human help

US-based identity restoration experts

 

24/7 live member support

Norton features

Online privacy and device security features

 

Norton antivirus protection and Norton VPN connections on 5 devices (PC, Mac, Android, iOS)

 

100 GB of online backup storage

 

Parental control

 

Anonymous Browsing

 

Ad-Tracker Blocker

 

SafeCam for Windows PCs

What is the Price for Norton 360 with LifeLock Select?

Since this is the standard package the price is the lowest, starting at $9.99 per month. After that, it renews automatically at $14.99. Another option is paying annually at the starting price of $8.29 a month for the first year, and after that, it auto-renews at $149.99 a year. 

 


Source: lifelock.com

How to Buy Norton 360 with LifeLock Select?

You can easily find this product on our page Norton 360 with LifeLock Select , or you can visit Norton’s site or even the LifeLock website. From there, you can choose the package Norton 360 with LifeLock Select, check how you want to pay for your product, and start your membership. 

After clicking on the Start Membership button on the LifeLock website, for example, it will lead you to the page for filling in all the necessary data for the purchase. 

Source: lifelock.com

From there, you can add more options and more features to your package if you need them, and subscribe. The same steps are needed for purchase if you decide to buy your protection from Norton’s official site. 

After selecting the desired plan, you need to create an account with Norton and sign up right at their website. To sign up you need to enter your email, name, phone number, address, and a password of your choice. 

Pros and Cons of Norton 360 with LifeLock Select

Every LifeLock product has its pros and cons which can be seen in the following table. 

Pros

Cons

  • Includes LifeLock identity theft mitigation and no-limits VPN.
  • Security protection is limited on iOS devices. 
  • Excellent security protection.
  • No parental control or backup for macOS
  • Supports Windows, macOS, Android, and iOs.
  • Cannot actually prevent identity theft, it only monitors your information and their usage. 
  • Virus protection promise
 

What is Norton 360 with LifeLock Advantage?

Norton 360 with LifeLock Advantage is next in line with LifeLock packages for identity theft protection. This package slightly expands the level of protection for your devices. Overall it includes the same features as the Select plan, but there are some additional features and activity alerts. Plus, Advantage members have extended reimbursement limits and fictitious identity monitoring. 

Main Features of Norton 360 with LifeLock Advantage

Since the LifeLock Advantage plan offers a bit more than the Select one, let’s look into the features of the plan more closely. And just like the Select plan, besides identity theft protection, you get antivirus protection for your devices, because of the partnership with Norton. 
 

Area of Protection

Features

Credit and assets monitoring

Monthly credit monitoring (Equifax)

 

Annual credit report and credit score (Equifax)

 

Identity Lock

 

Phone Takeover Monitoring

Alerts

Identity and SSN usage alerts

 

Credit alerts

 

Checking and savings account activity alerts

 

Alerts on crimes committed in your name

 

Data breach notifications

Compensations

Identity theft reimbursed up to $100,000 for stolen funds and $100,000 for expenses incurred

 

$1 million in coverage for lawyers and experts

Online Safety

Dark web monitoring

 

Fictitious identity monitoring

Off-line Safety

Stolen wallet protection

 

USPS address change verification

 

Scans court records for fraudulent Social Security number use

Human help

US-based identity restoration experts

 

24/7 live member support

Norton features

Online privacy and device security features

 

Norton antivirus protection and Norton VPN connections on 10 devices (PC, Mac, Android, iOS)

 

250 GB of online backup storage

 

Parental control

 

Anonymous Browsing

 

Ad-Tracker Blocker

 

SafeCam for Windows PCs

 

 

What is the Price for Norton 360 with LifeLock Advantage?

This extended package starts at $17.99 per month for the first year. After that, it renews automatically at $24.99 per month. Another option is paying annually at the starting price of $14.29 a month for the first year, and after that, it auto-renews at $249.99 a year. 


Source: lifelock.com

How to Buy Norton 360 with LifeLock Advantage?

If you are interested in buying Norton 360with LifeLock Advantage for your identity theft protection, you can visit our product page Norton 360 with LifeLock Advantage, Norton’s official site, or LifeLock website. On each location, you can choose the package LifeLock Advantage, choose whether you want to subscribe for monthly or annual payment, and start your membership. 

After clicking on the Start Membership button on the LifeLock website, for example, it will once again lead you to the page for filling in all the necessary data for the purchase. 


Source: lifelock.com

From there, you can add more options and more features to your package if you need them, and subscribe. The same steps are needed for purchase if you decide to buy your protection from Norton’s official site. 

After selecting the desired plan, you need to create an account with Norton and sign up right at their website. To sign up you need to enter your email, name, phone number, address, and a password of your choice. 

Pros and Cons of Norton 360 with LifeLock Advantage

The pros and cons of the LifeLock Advantage plan can be seen in the table below. 

Pros

Cons

  • Includes LifeLock identity theft mitigation and no-limits VPN.
  • Security protection is limited on iOS devices. 
  • Excellent security protection.
  • No parental control or backup for macOS
  • Supports Windows, macOS, Android, and iOs.
  • Cannot actually prevent identity theft, it only monitors your information and their usage. 
  • Virus protection promise
 
  • Extended monitoring of online activities
 
  • Added credit and assets monitoring
 
  • Additional alerts on usage of your personal information
 

What is Norton 360 with LifeLock Ultimate Plus?

Norton 360 with LifeLock Ultimate Plus is the most comprehensive plan that LifeLock offers. This plan offers the highest reimbursement for stolen funds, all the features from previous plans plus some more additional features. It adds more protection for a bigger number of devices, as well as more versatile online activity monitoring, credit monitoring, and alerts. 

Main Features of Norton 360 with LifeLock Ultimate Plus

Since LifeLock Ultimate Plus is the most comprehensive identity theft protection plan, it offers an array of features for the protection of your data. Plus, there are various Norton features included, as well as more detailed monitoring of online activities.


 

Area of Protection

Features

Credit and assets monitoring

Monthly credit monitoring (Equifax)

 

Annual credit report and credit score (Equifax)

 

Identity Lock

 

Phone Takeover Monitoring

Alerts

Identity and SSN usage alerts

 

Credit alerts

 

Checking and savings account activity alerts

 

Alerts on crimes committed in your name

 

Data breach notifications

 

401 (k) and Investment account activity alerts

 

Home Title monitoring

 

Bank account takeover alerts

Compensations

Million Dollar Protection Package

 

Up to $1 million stolen funds reimbursement

 

Up to $1 million personal expense compensation 

 

$1 million in coverage for lawyers and experts

Online Safety

Dark web monitoring

 

Fictitious identity monitoring

 

File-sharing network searches

 

Sex offender registry reports

Off-line Safety

Stolen wallet protection

 

USPS address change verification

 

Scans court records for fraudulent Social Security number use

Human help

US-based identity restoration experts

 

24/7 live member support

Norton features

Online privacy and device security features

 

Norton antivirus protection and Norton VPN connections on an unlimited number of devices (PC, Mac, Android, iOS)

 

500 GB of online backup storage

 

Parental control

 

Anonymous Browsing

 

Ad-Tracker Blocker

 

SafeCam for Windows PCs

What is the Price for Norton 360 with LifeLock Ultimate Plus?

LifeLock Ultimate Plus is a bit pricey, but it is the plan that covers the most. The price starts at $25.99 per month for the first year, and auto-renews at $34.99 per month. If you choose an annual plan, for the first year the price is $20.99 per month, and after that, the renewal starts at $349.99 per year. 


Source: lifelock.com

How to Buy Norton 360 with LifeLock Ultimate Plus?

If you are interested in buying Norton 360with LifeLock Ultimate Plus for your identity theft protection, you can visit our product page Norton 360 with LifeLock Ultimate Plus, Norton’s official site, or LifeLock website. On each location, you can choose the package LifeLock Ultimate Plus, choose whether you want to subscribe for monthly or annual payment, and start your membership. 

After clicking on the Start Membership button on the LifeLock website, for example, it will once again lead you to the page for filling in all the necessary data for the purchase.


Source: lifelock.com

Pros and Cons of Norton 360 with LifeLock Ultimate Plus

Pros

Cons

  • Most comprehensive plan in LifeLock
  • Pricey
  • Includes LifeLock identity theft mitigation and no-limits VPN.
  • Security protection is limited on iOS devices. 
  • Excellent security protection.
  • No parental control or backup for macOS
  • Supports Windows, macOS, Android, and iOs.
  • Cannot actually prevent identity theft, it only monitors your information and their usage. 
  • Virus protection promise
 
  • Extended monitoring of online activities
 
  • Added credit and assets monitoring
 
  • Additional alerts on usage of your personal information
 

Is LifeLock Worth It?

The answer to this question is not simple. However, if you spend a lot of time online, as we all do, there is no doubt that your personal information should be safe and secured. We sign up to many sites, and we can never know how safe those are and if they are made to trick us and steal our personal data and misuse them. So, our verdict is that LifeLock is worth buying, even though the prices do vary a lot from plan to plan. What adds benefits to choosing LifeLock as your identity theft protection is that it is partnered with Norton, so not only is your personal information monitored, but your devices are protected as well, from all types of viruses and malware. And if you believe that investing in identity theft protection with LifeLock is worth it, too, you can see a brief comparison of all three LifeLock plans below and make your choice. 

What is Mcafee Identity Theft?

Mcafee Identity Theft plan is another good way to protect your personal data from getting stolen. Mcafee has developed their own three plans for this purpose in order to compete in the market, and it can easily be compared to LifeLock. Each of the three Mcafee plans offer dark web monitoring for your personal data being listed anywhere, as well as credit monitoring and SSN tracing. 

The first and cheapest Mcafee Identity Theft plan is the Standard and it offers the following features:

  • Cyber monitoring
  • Social Media Monitoring
  • Smart metrics
  • Social Security number trace
  • 24/7 support
  • Full-service ID restoration
  • Identity Theft insurance
  • Stolen funds reimbursement
  • Lost wallet
  • Change of address report
  • Credit monitoring

The price of Mcafee Identity Theft Standard starts at $7.99 a month, and the yearly plan is $89.99. 

The second, more inclusive plan is the Mcafee Identity Theft Plus, with the following features:

  • Cyber monitoring
  • Social Media Monitoring
  • Smart metrics
  • Social Security number trace
  • 24/7 support
  • Full-service ID restoration
  • Identity Theft insurance
  • Stolen funds reimbursement
  • Lost wallet
  • Change of address report
  • Credit monitoring
  • Annual Credit report
  • Court and Criminal records monitoring
  • Non-credit loan monitoring

Since this plan is more inclusive, the monthly price starts at $15.99, while the annual plan is $174.99. 

Lastly, Mcafee Identity Theft offers the most comprehensive plan, Identity Theft Premium:

  • Cyber monitoring
  • Social Media Monitoring
  • Smart metrics
  • Social Security number trace
  • 24/7 support
  • Full-service ID restoration
  • Identity Theft insurance
  • Stolen funds reimbursement
  • Lost wallet
  • Change of address report
  • Credit monitoring
  • Annual Credit report
  • Court and Criminal records monitoring
  • Non-credit loan monitoring
  • Bank Account Takeover monitoring
  • Sex offender monitoring

This most inclusive plan’s price starts at $23.99 a month, while the annual plan is $264.99.

LifeLock vs Mcafee?

When it comes to choosing the best identity theft protection it all comes down to your needs and how comprehensive you want your protection to be. 

However, by choosing LifeLock you will get more for a slightly higher price than from Mcafee. This is all due to LifeLock working with Norton on fully protecting all your devices, your personal information both online and offline, and it includes a variety of alerts and reports for your credit, bank accounts, credit cards, SSN, and many more other features. 

How to Install Norton 360 with LifeLock?

Note: the download and installation process is the same for all Norton products, including LifeLock packages. Just follow the instructions for installation on the desired device. 

After purchase is done, it is time to download and install your Norton 360 with LifeLock Select: 

  1. The first step is logging in to your Norton account. Type in your email address and password and click Sign In. If you don’t remember your account password, click on Forgot username or password and follow on-screen instructions for the recovery. 
  2. In My Norton portal, click Download. If you are installing it on Windows 10 in S mode, click on Get it from Microsoft and follow the prompts to install it from the Microsoft store. 
  3. In the Get Started part, click on Agree and Download. On mobile devices, choose the subscription you want to download and click Next.

Once you have downloaded the software, you can move on to installation on your devices. 

Windows:

  1. Once the download is complete, run the installer from the browser and press Ctrl+J keys to open your Downloads window, and double-click the file downloaded. 
  2. If the User Account Control window pops up, click Continue. And simply follow the on-screen instructions to complete the installation. 

Mac:

To install Norton products version 8.x or later, you will need to have Mac OS X 10.10.x or later. Before you start the installation, LifeLock recommends clicking on Norton License Agreement to read your product license agreement. Then you can start your installation. We will show a detailed installation for Mac OS 11.x (Big Sur), for more information for other Mac OS you can visit Norton’s page

  1. Click on Install


Source: norton.com

  1. In some cases, Norton will ask you to join the Norton Community Watch, which collects information on potential security risks from your computer and sends them to Norton for analysis. You have two choices here:
    1. Click Join Now and enable the community watch on your Norton product. 
    2. Click Maybe Later to reconsider joining later. 
  2. When prompt pops up, type in your Mac administrator user account password and click Install Helper


Source: norton.com

  1. Click Restart.
  2. After your computer has restarted, in the Norton installation window click on Open Preferences.


Source: norton.com

  1. If you notice the System Extension Blocked alert, click on Open Security Preferences.
  2. In the Security & Privacy window, click the lock icon at the bottom of the window. 


Source: norton.com

  1. When prompted, type again your administrator account password and click Unlock. 
  2. Do one of the following:
    1. Click Allow to answer the Norton message, and navigate back to the installation window and click Continue. If you cannot see the Allow button, then close and reopen the Security & Privacy window to find the Allow button. 


Source: norton.com

  1. If you have multiple software installed on your Mac that require your authorization, then you will see Some system software was blocked from loading messages instead of the desired Norton message. If that’s the case, click Allow, select Norton product in the list and click OK.


Source: norton.com


Source: norton.com

  1. In the Norton Installation window, click Continue, then Allow in order to allow Norton to monitor all the activities on the network and block malicious websites from accessing your computer. 


Source: norton.com

  1. In the same Norton installation window, click on Open Preferences in order to allow access to Norton to your disk for better protection. 


Source: norton.com

  1. Finally, in the Security & Privacy window, make sure that the Norton System Extension option is enabled. Navigate to the Norton installation window and click Complete.


Source: norton.com
 

Android:

  1. Under Download Norton from Google Play, tap on Get it on Google Play. This redirects you to your Play Store. 
  2. Tap Install and Accept to install the app.
  3. Once installation is done, tap Open.
  4. Read and accept Norton License Agreement and Terms of Use, as well as the Norton Mobile Privacy Policy, and tap Sign in. Enter your login information and sign in. 

iPhone or iPad:

  1. Under Download Norton from App Store, tap Download on the App Store. This redirects you to the App Store. If you are on iPad, tap Install on iPad and simply follow the on-screen instructions.
  2. Tap Get.
  3. When the download is done, tap Open in order to launch the Norton Mobile Security app. 
  4. Read the license agreement and tap Sign In. Enter your login information and sign in.

The Bottom Line

The bottom line is that both Norton 360 with LifeLock and Mcafee offer great plans for identity theft protection. However, LifeLock may be more comprehensive since it offers both identity theft protection and device protection all in one. The decision is up to you, but either product can help resolve issues of identity theft and help you stay alert. 

Frequently Asked Questions

Can LifeLock help after identity theft?

Norton LifeLock offers plenty of features, but users should be advised that no one can 100% prevent all identity theft or cybercrime. LifeLock can help you stay alert and notify you if your personal data is being used without your permission. In cases of identity theft, LifeLock offers reimbursements, but it is up to federal investigators to resolve identity theft crimes. 

Does LifeLock protect your Social Security Number?

LifeLock cannot prevent your Social Security Number from getting stolen and misused. What LifeLock offers is to monitor any uses of your SSN online and alert you if that occurs. What is more, LifeLock helps you avoid potential fraudulent sites, so you won’t share your personal data on them. 

How do I turn off auto-renewal?

If you wish to cancel the automatic renewal services of Norton LifeLock take these steps:

  1. Sign in to Norton
  2. In the My Subscription tab, move the slider to OFF next to the product which you want to disable.
  3. In the Automatic Renewal page select the reason for canceling from the dropdown menu and click Continue
  4. Click Turn Off